What other advantages do fast payday credits have without interest?
Apart from the great advantage of not paying costs or interest, there are other benefits:
- The great comfort: since these products are usually processed entirely online, being able to do everything from your home or wherever you are
- Trust: since being a customer with them thanks to a first quick credit without interest, you will know how the company works, and they will already know your solvency and availability for the return of a loan, so it is easier than, in a future, grant you the second and the consecutive ones
Why do lenders offer quick payday loans without interest if they are not going to make a profit?
The fact that so-called quick payday loans without interest are offered in the financial sector is more a marketing method .
The credit companies launch them mainly for their first clients , so that they are quickly captured and it is easier for them to trust them again for a future loan or loan, even if they have to pay interest at the second time.
Conditions to apply for a quick payady credit without interest
You have to take into account that almost all quick payday credits without interest offer little money: maximum about € 300. In addition, the return period is very short, usually in only 1 month and, in exceptional cases, in 3 months.
Therefore, although they will not charge us any interest at the beginning, if they grant us these credits, we must be well aware that in a month we will have to return all the money.
Otherwise, we would face additional costs such as delay. On the other hand, it will be necessary for you to be of legal age, have fixed and regular incomes (payroll, pension …), and have a bank account.
Types of quick credits without interest that we can request
Generally, quick credits without interest are usually mini-credits . They are financial products that grant very little money (up to € 300), to return in a short period of time (between 1 to 3 months).
Thanks to them, with quick credits without interest we can face an unexpected (such as paying a fine, return to school, an invoice …), without having to pay any interest.
That is, if we request the maximum, which would be € 300, after a month or three months (this last term in certain credit companies), we will have to return exactly € 300, not one more nor one less.
This will generate confidence, relief, satisfaction and immediate dissipation of doubts and troubles.
The best quick credits without interest
There are many credit companies in the financial sector that offer quick loans without interest, with a cost of 0.
That is, if you ask for € 100 of credit, after a month you will return the same amount.